Attention homeowners in Chesterfield and Chesterfield County: Get an Appraisal today!

Here are the top seven reasons VA homeowners call on JK Appraisals:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. Challenge property tax assessments
  3. To cut a mortgage payments by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. If real estate property needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate

Do you own a house in or near Chesterfield? Do you need help deciding the price of your real estate?
Contact JK Appraisals.

At JK Appraisals, we understand the unique needs of a homeowner after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. But as a consumer,you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at JK Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value estimation than yours.

PMI Removal Appraisals

A fashionable way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're experts in helping consumers just like you get rid of undesirable PMI insurance.

Challenge property tax assessments

Lets say your house is not appreciating as much as other houses close by -- your local tax assessor may have your home overvalued. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. An appraisal from JK Appraisals is your chief weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow standpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. JK Appraisals can provide you with efficient appraisal to help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you'd wish to have a seasoned professional double-check it for accuracy or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from JK Appraisals can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had done before. Even though this is typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house.